VOA慢速英语 学习在美国:怎样进行个人理财

　　Indiana and many other schools also offer advice on ways to manage spending and save money. For example, for entertainment, look for free concerts or museums. Want to go to a movie? Prices are usually lower in the daytime than at night.

　　American University advises students to check newspaper advertisements for sales and to use money-saving coupons. If a product is "on sale," that means it is being offered for a limited time at a reduced price. Senem Bakar says students learn that in the United States you can find almost everything on sale somewhere.

　　Also, many banks offer special services for students, like free checking accounts, including a debit card. Debit cards can be used almost anywhere credit cards are accepted.

　　Millions of Americans now use a debit card or credit card, instead of paper money or checks, to make most of their purchases.

　　With a credit card, you are borrowing money every time you use it. Debit cards are different. They are linked directly to a checking account so you are paying with your own money.

[小精 灵 儿童 网站]